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01.
Business Loan Criteria
NBFC Business Loan Criteria for Small Business:
Minimum 1 Year IT Return
Minimum 1 Year Business Stability
Age : 21 Years or above
NBFC Business Loan Criteria for Audited Business:
1 Crore Plus Yearly Turnover
Minimum 2 Year Audited Report
Age : 21 Years or above
02.
How It Works?
03.
Trusted by millions
10 millions+ Happy Users
20+ NBFC Partners
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Trusted by millions
Frequently Asked Questions
What is the EMI for Rs.1 Lakh Business Loan?
Prayosha Fincart offers business loans at the lowest EMIs starting from Rs.2,224.
Which bank has the lowest interest rate for Business Loans?
Prayosha Fincart provides business loan offers through top multiple banks in India that offer Lowest Business Loan Interest Rates. Loan approval is subjective to the applicant's documents.
How can I get a low-interest Business Loan?
Simply by becoming a Prayosha Fincart member. Get personalised consultation on getting loans at the lowest rates.
What CIBIL Score is required for a Business Loan?
Prayosha Fincart provides a business loan if your CIBIL Score is 650 or higher.
How long will it take for my Business Loan to be processed?
Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your business loan to get approved and a couple of days after that for the disbursement. Prayosha Fincart helps to get instant loan approvals.
Loan tenure ranging from a minimum of 3 months to a maximum of 72 months with Annual Interest Rates between 11% - 35%. Processing fee up to 2%. For Example: Considering a business loan of Rs.1,00,000 availed at 11.5% interest rate for a tenure of 6 years with 2% processing fee, the APR will be 12.26%. *T&C Apply. All these numbers are tentative/indicative, the final loan specifics may vary depending upon the customer profile and NBFCs' criteria, rules & regulations, and terms & conditions. Company Registered Address: G-5, Green Elina Complex, Anand Mahal Road, Adajan, Surat, Gujarat, India - 395009