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01.

Eligibility Criteria

NBFC Eligibility Criteria for Salaried:
Minimum Salary : Rs. 15,000 Monthly Minimum Job Stability : 1 Year Age : 21 Years or above

NBFC Eligibility Criteria for Self-Employed:
Minimum 1 Year Business Stability Minimum 1 Year IT Return Age : 21 Years or above

02.

How It Works?

Quick Registration
Check Eligibility
Get Membership
Document Submission
Bank Verification
Bank Sanction

03.

Trusted by millions

75 k+ Happy Users

10+ NBFC Partners

34 million+ Loan Sanction

100% Online Process

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Frequently Asked Questions

What is the EMI for Rs.1 Lakh Loan?

Prayosha Fincart offers loans at the lowest EMIs starting from Rs.2,224.

Which bank has the lowest interest rate for Loans?

Prayosha Fincart provides loan offers through top multiple banks in India that offer Lowest Loan Interest Rates. Loan approval is subjective to the applicant's documents.

How can I get a low-interest Loan?

Simply by becoming a Prayosha Fincart member. Get personalised consultation on getting loans at the lowest rates.

What CIBIL Score is required for a Loan?

Prayosha Fincart provides a loan if your CIBIL Score is 650 or higher.

How long will it take for my Loan to be processed?

Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your loan to get approved and a couple of days after that for the disbursement. Prayosha Fincart helps to get instant loan approvals.

Disclaimer: Prayosha Fincart Pvt. Ltd. Private Limited is not a lender or financial institution. We do not provide loans or make credit decisions. All loan approvals, interest rates, fees, and disbursal are handled by third-party lenders/NBFCs. We do not guarantee loan approval, disbursal, or specific loan terms. The amount paid is only for the service charge. We are not lenders and do not guarantee any loan approval. Loan approval, disbursement/sanction is entirely dependent on NBFC criteria.

Important Note: We ask our customers to make payments ONLY on our website prayoshafincart.com and NOT through any other source, directly or indirectly.

PRE-APPLICATION NOTE: Users are advised to read our terms and conditions and policies before proceeding/applying/registration.

Company Registered Address: 3rd Floor, Plot 28, Sy. No. 123/1, Parvati Nagar Co-op. Housing Society 2, Katargam, Surat, Gujarat, India, 395004

Mobile: +91-87348-89547 | Email: support@prayoshafincart.com