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01.
Personal Loan Criteria
NBFC Personal Loan Criteria for Salaried:
Minimum Salary : Rs. 15,000 Monthly
Minimum Job Stability : 1 Year
Age : 21 Years or above
NBFC Personal Loan Criteria for Self-Employed:
Minimum 1 Year Business Stability
Minimum 1 Year IT Return
Age : 21 Years or above
02.
How It Works?
03.
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Frequently Asked Questions
What is the EMI for Rs.1 Lakh Personal Loan?
Prayosha Fincart offers personal loans at the lowest EMIs starting from Rs.2,224.
Which bank has the lowest interest rate for Personal Loans?
Prayosha Fincart provides personal loan offers through top multiple banks in India that offer Lowest Personal Loan Interest Rates. Loan approval is subjective to the applicant's documents.
How can I get a low-interest Personal Loan?
Simply by becoming a Prayosha Fincart member. Get personalised consultation on getting loans at the lowest rates.
What CIBIL Score is required for a Personal Loan?
Prayosha Fincart provides a personal loan if your CIBIL Score is 650 or higher.
How long will it take for my Personal Loan to be processed?
Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your personal loan to get approved and a couple of days after that for the disbursement. Prayosha Fincart helps to get instant loan approvals.
Loan tenure ranging from a minimum of 3 months to a maximum of 72 months with Annual Interest Rates between 11% - 35%. Processing fee up to 2%. For Example: Considering a personal loan of Rs.1,00,000 availed at 11.5% interest rate for a tenure of 6 years with 2% processing fee, the APR will be 12.26%. *T&C Apply. All these numbers are tentative/indicative, the final loan specifics may vary depending upon the customer profile and NBFCs' criteria, rules & regulations, and terms & conditions. Company Registered Address: G-5, Green Elina Complex, Anand Mahal Road, Adajan, Surat, Gujarat, India - 395009