Personal Loan
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Avail up to ₹5,00,000 personal loan instantly!

01.

Eligibility Criteria

NBFC Eligibility Criteria for Salaried:
Minimum Salary : Rs. 15,000 Monthly Minimum Job Stability : 1 Year Age : 21 Years or above

NBFC Eligibility Criteria for Self-Employed:
Minimum 1 Year Business Stability Minimum 1 Year IT Return Age : 21 Years or above

02.

How It Works?

  • Quick Registration
  • Check Eligibility
  • Get Membership
  • Document Submission
  • Bank Verification
  • Bank Sanction

03.

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Frequently Asked Questions

What is the EMI for Rs.1 Lakh Loan?

Prayosha Fincart offers loans at the lowest EMIs starting from Rs.2,224.

Which bank has the lowest interest rate for Loans?

Prayosha Fincart provides loan offers through top multiple banks in India that offer Lowest Loan Interest Rates. Loan approval is subjective to the applicant's documents.

How can I get a low-interest Loan?

Simply by becoming a Prayosha Fincart member. Get personalised consultation on getting loans at the lowest rates.

What CIBIL Score is required for a Loan?

Prayosha Fincart provides a loan if your CIBIL Score is 650 or higher.

How long will it take for my Loan to be processed?

Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your loan to get approved and a couple of days after that for the disbursement. Prayosha Fincart helps to get instant loan approvals.

Disclosure: Loan tenure ranges from a minimum of 6 months to a maximum of 60 months (5 years), depending on the lender’s policies. The Annual Percentage Rate (APR) will be between 11.5% to 34% per annum, inclusive of interest rate and applicable charges. Processing fees may apply up to 2% of the approved loan amount. Representative Example, for a loan amount of ₹1,00,000 at an interest rate of 11.5% per annum for a tenure of 60 months (5 years), with a processing fee of 2% (₹2,000), the approximate EMI would be ₹2,301, the total interest payable would be approximately ₹38,059, and the total repayment amount would be approximately ₹1,38,059, resulting in an APR of approximately 14.41% including applicable charges. *T&C Apply. All these numbers are tentative/indicative, the final loan specifics may vary depending upon the customer profile and NBFCs’ criteria, rules & regulations, and terms & conditions. Prayosha Fincart Private Limited does not guarantee loan approval or disbursal. Terms & Conditions apply. Company Registered Address: 3rd Floor, Plot 28, Sy. No. 123/1, Parvati Nagar Co-op. Housing Society 2, Katargam, Surat, Gujarat, India, 395004