Disclosure: Loan tenure ranges from a minimum of 6 months to a maximum of 60 months (5 years), depending on the policies and eligibility criteria of the respective lending partner. The Maximum Annual Percentage Rate (APR) is 34% per annum, inclusive of applicable interest rates, processing fees, and other charges. Processing fees may apply up to 2% of the approved loan amount.

Representative Example: For a loan amount of ₹1,00,000 at an interest rate of 11.5% per annum for a tenure of 60 months (5 years), with a processing fee of 2% (₹2,000), the approximate EMI would be ₹2,301. The total interest payable would be approximately ₹38,059, and the total cost of the loan / total repayment amount would be approximately ₹1,38,059. The resulting APR, including applicable charges, would be approximately 14.41%.

All figures provided above are illustrative, indicative, and subject to change. Actual loan approval, interest rate, APR, loan amount, tenure, processing fees, charges, and disbursement timelines are determined solely by the respective lending partner based on the applicant's profile, credit assessment, internal policies, regulatory requirements, and applicable terms and conditions.

Prayosha Fincart Private Limited is a financial services consultancy and loan facilitation platform and is not a lender. We do not provide loans, make credit decisions, guarantee loan approval, or guarantee loan disbursal. Loan products are offered by authorized Banks, NBFCs, and regulated financial institutions subject to their eligibility criteria and approval processes.

The amount paid is only for the service charge. We are not lenders and do not guarantee any loan approval.

Important Note: BE AWARE! We ask our customers to make payments ONLY on our website prayoshafincart.com and NOT through any other source, directly or indirectly. Thanks!

Registered Office Address: 3rd Floor, Plot 28, Sy. No. 123/1, Parvati Nagar Co-op. Housing Society 2, Katargam, Surat, Gujarat, India, 395004

Phone: +91-87348-89547

Email: support@prayoshafincart.com